Transcript
Key Benefits of Life Insurance Life insurance, especially tailored to meet your financial need\ Need for Life Insurance Today, there is no shortage of investment options for a person to choose from. Modern day i
Let us look at these unique benefits of life insurance in detail. Asset Protection From an investor's point of view, an investment can play two roles - asset appreciation or The core benefit of life insurance is that the financial interests of one s family remain p Goal based savings Each of us has some goals in life for which we need to save. For a young, newly married cou Clearly, as your life stage and therefore your financial goals change, the instrument in wh should offer corresponding benefits pertinent to the new life stage. Life insurance is the only investment option that offers specific products tailormade for d The table below gives a general guide to the plans that are appropriate for different life Life Stage Primary Need Life Insurance Product Young & Single Asset creation Wealth creation plans Young & Just married Asset creation & protection Wealth creation and mortgage protection plans Married with kids Children's education, Asset creation and protection Education insurance, mortgage protection & wealth creation plans Middle aged with grown up kids Planning for retirement & asset protection Retirement solutions & mortgage protection Across all life-stages Health plans Health Insurance To find out, which ICICI Prudential plan will best suit your requirements, play the Wheel types of insurenc:Life Insurance Health Insurance Retirement Tax Planning Group Insurance Pensions Do Not Call Local DNC Check Privacy Policy Grievance Redressal Disclaimer Terms ICICI Bank Prudential Plc ICICI Lombard General Insurance ICICI Prudential Mutua What is Life Insurance? Life insurance ensures that your family will receive financial support in your absence. Put
In addition to serving as a protective cover, life insurance acts as a flexible money-savin
Life insurance also triples up as an ideal tax-saving scheme. To know more, read the Key Be Human Life Value
What is your Human Life Value?
Beyond all doubt, your life is invaluable. Yet, there is a certain worth that can be attrib
Why should you calculate your Human Life Value?
You should calculate your Human Life Value so you can accordingly invest in insurance plans
How do you determine your Human Life Value? Your Human Life Value is determined by 3 factors: 1. Your age 2. Current and future expenses 3. Current and future income
As a thumb rule, if you are 30 years of age, you should insure yourself for an amount appro
Calculate your Human Life Value NOW
Use our quick and easy Human Life Value Calculator to determine your Human Life Value and t Life Stage Profiler
All through your life, several significant events the birth of your child, moving to a larg
Life insurance is an effective tool that assists you to plan for your future such that you
Our special tool, the Life Stage Profiler, assists you to plan for a secure financial futur
Which important goals should you plan for in advance?
1) Your family's protection - so that your loved ones are secure should an unfortunate even
2) Child's education: As parent, your primary responsibility is to ensure your children's f
3) Savings: Savings plans allow you to steadily save towards a pre-decided goal in a secure
4) Retirement: Retirement plans help you secure regular income for your retired life. Durin
5) Health: An integral part for financial planning is protecting oneself against any medica
ICICI Prudential offers 3 comprehensive benefit-based products that cover major critical il Types of Insurance Plans - Traditional or Unit Linked (ULIP: Unit Linked Insurance Plan)
Insurance Plans - At a glance Broadly, insurance plans can be distinctly divided into ULIP (Unit Linked Insurance Plans) ULIPs (Unit Linked Insurance Plans)
ULIPs, or Unit Linked Insurance Plans, have gained high acceptance due to the attractive fe
Flexibility
A ULIP offers the customer an acute degree of flexibility: the flexibility to choose the Su
Transparency
ULIPS offer a high degree of transparency, where all charges in the plan as well as the ent
Liquidity
A ULIP offers you the option of withdrawing money a few years into the plan, allowing for t
Fund Options
A ULIP will offer you a wide choice of funds, ranging through equity, debt, cash, or a comb Traditional Plans
These are the oldest types of insurance plans available. These plans cater to customers wit
Steady Investment Major chunk of investible funds are in debt instruments.
Steady and almost assured returns over the long term. Features Death benefit is Sum Assured + guaranteed & vested bonus. Helps in asset creation as they are for a long tenure. Premium to Sum Assured ratios are fixed for each plan and age. Generally withdrawals are not allowed before maturity. Life Insurance Plans
Life insurance products assure your family will receive financial support, even in your abs
In addition to serving as a protective cover, when you buy insurance you create a flexible
Today, there is no shortage of investment options for a person to choose from. Given the pl
From an investor's point of view, an investment can play two roles - asset appreciation or
When you buy life insurance online the core benefit is that the financial interests of one
As your life stage and therefore your financial goals change, the instrument in which you i
On the basis of which life stage you are in and the corresponding insurance needs, ICICI Pr Education Insurance Plans Wealth Creation Plans Protection Plans Education Insurance Plans
One of your most important responsibilities as a parent is to ensure that your child gets t
ICICI Prudential offers a wide portfolio of education insurance plans that are designed to
Importantly, education insurance plans ensure that in the unfortunate event of the death of
Under the education insurance plans platform, ICICI Prudential brings the following product
Plan Name Plan Type
ICICI Pru SmartKid Assure
ICICI Pru SmartKid Maxima ICICI Pru SmartKid Regular Premium
Unit Linked
Unit Linked
Traditional
Wealth Creation Plans
Wealth Creation Plans give the customer the dual benefit of protection along with the poten
Under the wealth creation platform, ICICI Prudential brings the following products to you.
Plan Name
Plan Type
ICICI Pru ACE
ICICI Pru Premier Wealth
ICICI Pru Assure Wealth
ICICI Pru LifeTime Maxima
ICICI Pru Pinnacle
Unit Linked
Unit Linked
Unit Linked
Unit Linked
Unit Linked
Protection Plans
The sole objective of these plans, as their name indicates, is to serve the protection need
Under the Protection Plans platform, ICICI Prudential brings to you the following products:
Plan Name Plan Type
Pure Protect
LifeGuard
Save'n'Protect
CashBak
Home Assure
Traditional
Traditional
Traditional
Traditional
Traditional
Protection Plans
The sole objective of these plans, as their name indicates, is to serve the protection need
Under the Protection Plans platform, ICICI Prudential brings to you the following products:
Plan Name Plan Type
Pure Protect
LifeGuard
Save'n'Protect
CashBak
Home Assure
Traditional
Traditional
Traditional
Traditional
Traditional
